SBI Personal Loan Interest Rates & EMI For Salaried & Self Employed

State Bank of India Se Personal Loan Lene Par Kitna Byaj Dena Padega? Kya Salaried Account or Self Employed/Businessman Ke Liye Interest Rate alag alag hoti hai? Kripaya Puri Jankari Dijiye

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    Self Employed – SBI Personal Loan Interest Rates 2018

    SBI Personal Loan Interest Rates & EMI की जानकारी नीचे दी गई है –

    Particulars Self-employed
    Interest rate 11.20% – 16.30% p.a.
    Loan Amount Minimum: Rs.5 lakh

    Maximum: Rs.1 crore

    Loan Tenure Minimum: 12 months

    Maximum: 48 months

    Lowest EMI Rs. 2,594 per lakh
    Processing Fee 2-3% of the loan amount.
    Age Minimum: 21 years

    Maximum: 65 years

    Salaried – SBI Personal Loan Interest Rates 2018

    Particulars Salaried
    Interest rate 12.50% – 16.60% p.a.
    Age Minimum: 21 years

    Maximum: 58 years

    Loan Tenure Minimum: 6 months

    Maximum: 48 months

    Loan Amount Minimum: Rs.10,000

    Maximum: Rs.15 lakh

    Processing Fee 2.02% to 3.03% of the loan amount
    Lowest EMI Rs. 2,658 per lakh

    Related Post –

    Answered on June 12, 2019.
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    SBI Personal Loan Interest Rates

    SBI Ke Personal Loan Ki Rates 11% Se 18% tak hoti hai aur isme karib 2-3% processing charge bhi lag jaata hai. SBI Ke Normal Loans Ke Alava Bhi Kai Tarah Ke Loans hai Jaise:

    Product Interest Rate
    Average Personal Loan Rate
    11.5% – 18%
    SBI Saral Loan 17.65% – 17.65%
    SBI Xpress Credit Loan 11.90% – 15.00%
    SBI Pension Loan 12.45% – 12.45%
    SBI Festival Loan 12.50% – 16.60%
    SBI Jai Jawan Pension Loan 12.45% – 12.45%

    SBI Ke Personal Loan Kam se Kam 6 Months aur adhiktam 48 months ke liye milta hai.

    SBI Personal Loan EMI Calculation

    Personal Loan emergency ki situation me hi lena chahiye kyonki is par interest rates bahut hi jyada hoti hai. Udaharan ke liye agar aap 16.5% Percent Ki Rate se 2 lakh rupaye ka loan 4 years ke liye lete hai to aapki EMI Calculation is prakar rahegi

    • Loan EMI – ₹ 5,750
    • Total Interest Payable – ₹ 76,016
    • Total Payment – (Principal + Interest) – ₹ 2,76,016

    Related Question  –

    Answered on June 24, 2019.
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